Specialty Insurance

The Right Insurance Coverage for Visiting Nurses

Visiting Nurse Associations have been providing home healthcare for over 100 years. During this time, they have cared for countless patients. They also have developed some unique risks that require special protection. Specialty insurance for VNAs has the right coverage for visiting nurses.

Special Risks

Visiting nurses face special risks that facility-based nurses typically don’t. VNAs are more than nurses, though. The following healthcare professionals might be part of a VNA:

  • Nurses
  • Physical, Occupational, and Speech Therapists
  • Social Service Provides
  • Hospice Workers
  • Palliative Care Specialists
  • Case Managers

Since they go into a patient’s home and are often alone, the healthcare providers have access fewer medications and equipment than they might have at a hospital. They often must do the best they can with what they have. While they are usually offering care to patients who might not normally receive it, visiting nurses expose themselves to legal liability that other healthcare professionals can avoid.

Unique Coverage

To combat malpractice lawsuits, VNAs frequently purchase professional liability insurance. This coverage can be either claims-made or occurrence insurance. The best specialty insurance for VNAs has customizable policy limits that can encompass the wide variety of daily activities that anyone in the VNA might do.

Peace of Mind

Medical malpractice lawsuits can be extraordinarily expensive and stressful to defend. If a VNA carries that right insurance, nurses and other professionals generally have the peace of mind they need to do their jobs effectively.