As a responsible pet owner, you need to invest in insurance for dog bites. It provides you and your family with security in the unfortunate event that your dog bites someone. Injuries from dog bites total over $400,000 dollars in medical and liability claims per year. If you are not covered by your renter’s insurance or homeowner’s insurance, you could be paying out-of-pocket.
There are many plans on the market. Owning a dog can get expensive. Some plans help pay for trips to the veterinary office in the event that your dog falls ill or is injured. Some policies even pay out if your animal dies, is lost or stolen. Insurance for dog bites is probably the most important, even if your dog has a gentle temperament. These coverage plans typically include any damage your pet might cause to property as well as injuries to persons.
How to Act
If your dog does bite someone:
- Secure your dog.
- Get medical attention immediately.
- If possible, take pictures of the injury.
- Get the contact information of any victims or witnesses.
- Report the incident to the appropriate authorities.
- File a claim with your insurance immediately.
It is important to protect your canine friend as well as yourself. Accidents occur when you least expect it. A lawsuit could cause your family to lose a lot of money and potentially your dog. That is why pet insurance exists.