There is no question that canine companions add a little extra excitement to a home. Unfortunately, their endearing unpredictability can get even the best-trained dog into trouble quickly. Investing in dog bite homeowners insurance is essential for protecting you and your pet in the event that he or she causes injury to a person or another animal.
Finding Fair, Comprehensive Coverage
Though commonly known as “dog bite” homeowners insurance, a good canine liability plan should extend to any damages or injuries your dog incurs: on or off your personal property and throughout the United States. For instance, if your pet were to scratch, intimidate or cause a person to fall, you might find yourself liable for certain damages.
In the past, it was often difficult to find this type of standalone policy, and many insurers refused to even consider coverage for specific breeds or breed mixes traditionally thought of as dangerous, such as Rottweilers, Great Danes, German Shepherds, Siberian Huskies, Dobermans, and Pit Bulls. However, modern insurers have finally begun to fill this much-needed niche, and many offer a more nuanced evaluation when considering a specific dog’s eligibility and calculating a fair quote.
Getting a Quote
The digital age has made it easier than ever to get accurate quotes online. If you’re ready to get started, make sure to shop around for a company will consider all of your pet’s specific coverage needs.