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Do You Have Enough Boat Insurance?

While it isn’t a formal law, if you live in the Lone Star State, you must own a boat. With access to the ocean, lakes, and rivers, you can’t really experience Texas without a watercraft. Once you purchase the boat of your dreams, you want to be certain you have enough insurance to protect it from damage. You also want to safeguard your personal assets should an unfortunate accident occur on or near your vessel. While talking with an agent at Preferred Insurance in Texas is your best bet, consider the following to know if you have enough coverage for your boat.

Minimum Coverage

As a diligent boat owner, you want to be certain your policy meets insurance minimums. Essentially, that means purchasing liability insurance that protects damage you cause when driving your boat and injuries that occur on your watercraft.

Additional Protection

Generally, basic liability coverage is not sufficient to protect the value of a boat. Instead, you might consider purchasing a complete policy that covers the following:

  • Damage to your boat
  • Roadside assistance
  • Salvage
  • Wear and tear

Preferred Insurance in Texas has the comprehensive coverage you need to protect both your boat and your personal assets. Talk with a knowledgeable agent to be certain you have enough coverage for your watercraft.