There are many types of insurance available depending on individual needs. Olson insurance agencies may offer a wide range of insurance types as well as several policy options. Here are a few difference insurance options and how they’re used.
Personal insurance is a term used to describe any policy designed to cover you or a family member. These can range from homeowners insurance, accident coverage, auto insurance, and even life insurance. Not every plan includes the same thing so you may want to consider several personal policies based on your needs to get the coverage you want.
Business insurance policies are designed to cover a business you own. These usually include property insurance, Auto insurance for company vehicles, and employee benefits. If the company ships goods you may also want to consider transit insurance.
Liability insurance can be either personal or business related depending on your needs. Typically a liability policy covers you and anyone else listed in the event of an accident in which you are found at fault. Coverage could include medical expenses, property damage, and even legal fees depending on the policy.
Once you know which Olson insurance type will work best for your needs you can begin looking at policy options. Remember, your insurance agent is there to help and can answer any questions you may have.